What Are Perils and Why Are They Important?

By Evan Parsons

In today’s world, there are too many news stories of tragic events caused by natural disasters and severe weather. From the fury of Hurricane Katrina to the California wildfires, disaster can strike anytime, anywhere. When these natural disasters occur, tragic incidents may follow:

  • Loss of homes, evacuations and the need to find temporary living situations 
  • Severe damage to personal property such as automobiles and storage buildings
  • Death or serious injury 

A peril is any harm or damage to you or your personal property that can be covered by insurance. Insurance is beneficial to a homeowner because the individual is protected in unexpected situations. Not only is the owner’s personal property covered, but so are injuries to themselves, family members, guests or pets.

Types of perils include:

● Flooding

● Tornado or severe weather damage

● Earthquakes

● Stolen property

● Fires

“At TrustPoint Insurance & Real Estate, we always present our clients with the broadest coverages, so when you are presented with any sort of loss at any given time, we trust the policy chosen by you will ensure that you will have the right coverage. We always do a quick client interview at the beginning stages of quoting to really get to know you, your operation, your hobbies, etc., so we’re confident that we have your interests insured properly,” advises Agent Sarah Rice.

You never know when an incident may occur, and it can happen to anyone. As is the case with most things, prevention and proactive measures are the best way to protect you, your loved ones and your property.

Leave a Reply