Workers' Comp

How to Minimize Workers’ Compensation Claims

By: Alexandra Brown

Safety is one of the most critical aspects of the workplace. We often associate dangerous worksites with jobs like firefighting or construction, but health risks are all around us, whether it’s at a desk or in a lab. Often, health and safety can be compromised quickly in any environment, even when you have practices in place to avoid injuries or illnesses.

Workers’ compensation takes place when accidents or negligence happens on the job site. In most cases, workers’ comp will cover employees’ accidents or damages to their health – as long as it wasn’t on purpose or under the influence of substances. Workers’ compensation is like insurance coverage; it is meant to aid the employee and take away any burdens from an employer.

Common On-Site Injuries

Many circumstances cause injuries. No matter the case, each complaint should be recognized as a serious case. The compensation can vary, depending on the type of injury. More acute injuries include broken bones or electric complications, causing shock to an employee.

Other common injuries are:

•    Sprains

•    Cuts

•    Bruises

•    Punctures wounds

•    Strains

•    Inflammation

•    Fractures

Each injury may range in severity but still requires a claim to be filed.

How to Minimize Workers’ Compensation Claims

Workers’ comp claims representatives are here to offer support during stressful situations involving injuries or illnesses. While it is a necessary form of insurance provided to the injured individual, these claims can often be prevented by practicing different safety tips.

An employee is at less risk when they practice wearing personal protective equipment, especially when working with hazardous materials. Another practice can be rotating employees in departments. It will decrease their exposure to hazardous materials by setting up a rotation schedule. Once an employee is in a setting for an extended period, it can increase the chance of accidents taking place.

Another option is to implement a barrier between employees and hazards on the job site. This can help to decrease potential health risks. If possible, removing the danger altogether could be the best option to ensure your employee’s safety. The hazard could come in many forms. If it is some sort of gas, you could look into providing better ventilation systems for the job site.

The best way to stay safe is by training prevention on the job site. Many times, new employees come in with an understanding of how they should go about their job. But they could be unaware of different techniques and tips that could save them from getting seriously injured. By training these new additions to your team, it will show them that you care about their safety and wellbeing at your place of employment.

There are also teams that you can hire to come to your job site and identify any risks you of which you are unaware. This will ensure that you are as proactive as possible in preventing injuries on the job.

Overall, the best strategy to implement is prevention by educating your workers. If you are not trained in teaching your team, consider bringing in an outside party to explain the reasons as to why and how they can create change in regards to safety. Employees will value your concern for their safety.

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